Durgesh Ghiya

Founder & Lead Analyst

Insurance Technology Specialist

About

Durgesh founded World Best Insurer to bring transparency to insurance comparison globally. He leads the data verification process and oversees the platform's expansion across the twelve markets currently in coverage. His background is in technology and product, with the past two years focused entirely on the engineering and editorial workflows that make a comparison site honest at scale: how to source product data without paying for it (regulator filings, policy wordings, annual reports), how to verify it without manual checking of every record (confidence scoring, automated re-verification on lastVerified deltas), and how to publish it without dragging buyers into a sales funnel (no affiliate links, no email gate to see prices, no fake urgency on rates). The editorial standard he holds the team to is the same one he applies personally: cite primary sources, mark every claim with a confidence level, fix mistakes publicly when readers point them out, and refuse paid placement no matter how the request is dressed up. The product database spans several hundred individually sourced plans across 12 country markets — deliberately smaller than it was, after a 2026 audit removed every record that could not be traced to a primary source; the goal of the platform is universal cover by Vision 2047 in India's regulator's own language — not because World Best Insurer will sell that cover, but because the comparison tool that lets buyers find the right policy is part of the infrastructure that makes mass coverage possible.

Expertise

Also on the team

• WBI Editorial TeamInsurance Research & Analysis