Privacy Policy

World Best Insurer is an independent, informational insurance comparison platform. We publish educational content and comparative data on insurance products across 12 countries to help consumers make informed decisions.

We are not registered with IRDAI or any insurance regulator as an insurer, broker, agent, or web aggregator. We do not sell, solicit, or distribute insurance policies. No insurance transaction can be initiated or completed through this website.

This policy applies to all visitors and users of worldbestinsurer.com and its subdomains.

2.1 Information You Provide Voluntarily

• Email address — when you subscribe to our waitlist or contact us via the contact form.
• Name — if you include it in a contact form submission.
• Message content — the text of queries or feedback you send us.

We do not collect sensitive personal data including financial information, insurance policy details, health data, government ID numbers, or payment card information.

2.2 Automatically Collected Data

When you visit our website, certain information is automatically collected by our analytics and hosting infrastructure:

• Usage data — pages visited, time on page, scroll depth, clicks, and navigation paths.
• Device and browser information — browser type and version, operating system, screen resolution.
• Referral source — the URL of the page that referred you to our website.
• Approximate location — country and city level, derived from IP address. We do not store precise GPS or location data.
• IP address — for security, fraud prevention, and geographic analytics. IP addresses are anonymised or pseudonymised where possible.

We use the information we collect for the following purposes:

• Communication — to respond to your enquiries, and to send you updates about World Best Insurer if you have opted in via the waitlist.
• Platform improvement — to understand which content, categories, and features are most useful so we can improve the website experience.
• Analytics — to measure website performance, identify technical issues, and understand audience demographics at an aggregate level.
• Security — to detect and prevent fraudulent activity, spam, and abuse.
• Legal compliance — to comply with applicable laws and respond to lawful requests from authorities.

We do not sell your personal data, and we do not profile you for insurance sales or share your details with insurers or brokers. We do display advertising served by Google, which may be personalised using cookies — see section 5 for what that involves and how to turn it off.

4. Sharing of Information

We do not sell, rent, or trade your personal information. We may share limited information with:

• Service providers — third-party vendors who assist us in operating the website, including hosting providers (Vercel), analytics services, and email platforms. These providers are contractually bound to protect your data and use it only for the services they provide to us.
• Legal requirements — if required to do so by law, court order, or governmental authority, or to protect the rights, property, or safety of World Best Insurer, our users, or the public.
• Business transfers — in the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to equivalent privacy protections.

5. Cookies, Tracking and Advertising

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small text files stored on your device.

You can control cookies through your browser settings. Disabling certain cookies may affect website functionality.

We retain personal data only as long as necessary for the purposes described in this policy or as required by law.

• Waitlist email addresses — retained until you unsubscribe or request deletion.
• Contact form submissions — retained for up to 12 months to allow us to respond and for audit purposes.
• Analytics data — aggregated and anonymised data may be retained indefinitely for trend analysis; individual session data is typically retained for up to 26 months by analytics providers.

7. Your Rights

Under the Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable laws, you have the following rights regarding your personal data:

• Right to access — request a copy of the personal data we hold about you.
• Right to correction — request correction of inaccurate or incomplete data.
• Right to erasure — request deletion of your personal data, subject to legal retention obligations.
• Right to withdraw consent — unsubscribe from marketing communications at any time via the unsubscribe link in any email or by contacting us.
• Right to grievance redressal — raise a complaint about how your data is processed.

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

If you are in the EEA, the UK or Switzerland (GDPR)

You additionally have the right to object to processing, the right to restrict processing, and the right to data portability. Where we rely on consent — which is the basis for all advertising and analytics cookies in these regions — you may withdraw it at any time without affecting the lawfulness of processing carried out beforehand. Our other lawful bases are legitimate interests, for site security and aggregate analytics, and contract, where you have asked us to respond to you.

No advertising or analytics cookie is set in these regions until you consent through the banner. You also have the right to lodge a complaint with your national supervisory authority.

If you are a California resident (CCPA/CPRA)

You have the right to know what personal information is collected and for what purpose, the right to delete it, the right to correct it, and the right to opt out of its sale or sharing. We do not sell personal information as that term is defined under the CCPA. Because we serve personalised advertising, the use of advertising cookies may constitute "sharing" for cross-context behavioural advertising — you can opt out using the links in section 5, or by enabling a Global Privacy Control signal in your browser, which we honour. We will not discriminate against you for exercising any of these rights.

8. Children's Privacy

Our website is not directed at children under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

We implement industry-standard security measures to protect your data:

• All data in transit is encrypted via HTTPS (TLS 1.2+).
• Our hosting infrastructure (Vercel) provides enterprise-grade security and compliance certifications.
• Access to personal data is restricted to authorised personnel on a need-to-know basis.
• We conduct regular reviews of our data practices and security posture.

While we take reasonable precautions, no system is completely secure. We cannot guarantee the absolute security of information transmitted over the internet.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The updated policy will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically. Continued use of the website after changes constitutes acceptance of the updated policy.

For questions, requests, or complaints about this Privacy Policy or our data practices: