Compare Motor Insurance in India
Compare car and two-wheeler insurance plans. Check add-ons, cashless garage networks, and claim processes.
Educational Information Only
Data collected from publicly available sources for educational and informational purposes only. Premium figures are illustrative and sourced from public insurer calculators/brochures. Actual premiums may vary. Please verify all details with the insurer directly before making any decision.
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Side-by-Side Comparison
Select up to 4 plans to compare
| Feature | HDFC ERGOHDFC ERGO Motor InsuranceNeeds review · 2026-04-03 | Bajaj AllianzBajaj Allianz Motor InsuranceNeeds review · 2026-04-03 | ICICI LombardICICI Lombard Motor InsuranceNeeds review · 2026-04-03 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | N/A – N/A |
| Premium* | ₹5K – ₹25K/yr | ₹4.5K – ₹22K/yr | ₹5K – ₹23K/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 65 yrs |
| Claim ratio | — | — | — |
| Renewability | Lifelong | Lifelong | Lifelong |
| Riders | |||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Motor Insurance Plans in India
Cover
N/A – N/A
Premium*
₹5K/yr
- 12,200+ Cashless Garages
- 99% CSR
- Digital Claims
Cover
N/A – N/A
Premium*
₹4.5K/yr
- 7,200+ Cashless Garages
- Largest Private Network
- Mobile App
Cover
N/A – N/A
Premium*
₹5K/yr
- 5,900+ Cashless Garages
- Established Brand
- Quick Claim Settlement
Cover
N/A – N/A
Premium*
₹3.5K/yr
- Digital-First
- Paperless Claims
- Affordable Premiums
Cover
N/A – N/A
Premium*
₹3K/yr
- Zero-Commission Model
- App-Based Claims
- 4,000+ Garages
Cover
N/A – N/A
Premium*
₹4.5K/yr
- 7,500+ Garages
- Restoration Benefit
- Roadside Assistance
Cover
N/A – N/A
Premium*
₹4K/yr
- Government-Backed
- 91% CSR
- 8,000+ Garages
Cover
N/A – N/A
Premium*
₹6K/yr
- PSU insurer
- Nationwide garage network
- Affordable OD premium
Cover
N/A – N/A
Premium*
₹6.5K/yr
- 3400+ network garages
- 24×7 RSA
- Tokio Marine Japan backing
Cover
N/A – N/A
Premium*
₹6K/yr
- 6000+ cashless garages
- Reliance Group
- Instant policy issuance
Cover
N/A – N/A
Premium*
₹6.2K/yr
- Liberty Mutual global backing
- Cashless claims at 4500+ garages
- Tyre protection add-on
Cover
N/A – N/A
Premium*
₹5.8K/yr
- Digital-first experience
- Kotak Mahindra Group
- 3000+ network garages
Cover
N/A – N/A
Premium*
₹5.5K/yr
- PSU insurer
- Trusted brand
- Pan-India presence
Cover
N/A – N/A
Premium*
₹6K/yr
- AXA global backing
- 4000+ network garages
- 24×7 RSA
Cover
N/A – N/A
Premium*
₹6K/yr
- SBI Group trust
- High claim settlement
- 16000+ SBI branches for support