Australian Unity Select Hospital & Extras

Australian Unity Select Hospital & Extras is a health insurance plan from Australian Unity Health, available to residents of Australia. Sum insured ranges from varies, eligible ages 18 to 99, and the policy is annual. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at A$130, against a category median of A$105 across the 9 comparable health plans we track in this country. That places Australian Unity Select Hospital & Extras in the top quintile on price, and the middle of the pack on coverage ceiling (maximum sum insured N/A versus a peer median of N/A). On the value spectrum it reads as priced toward the top of the category, typically reflecting either a wider feature set or stronger insurer reputation.

Coverage breadth is in line with what most health plans offer: 5 core inclusions, 4 highlighted features, and 2 optional riders. Notable features called out by Australian Unity Health include Mutual/co-operative, Wellbeing programs, and Connects member communities. On the rider side, Australian Unity Select Hospital & Extras can be extended with Top extras and Ambulance only — each adding to the base premium but also widening what the policy will pay out for.

Where Australian Unity Select Hospital & Extras explicitly will not pay: Pre-existing (12 months) and Cosmetic surgery. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.