Compare Health Insurance in Australia
Compare health insurance plans across top insurers. Explore features, waiting periods, coverage limits, and more.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
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Side-by-Side Comparison
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| Feature | MedibankMedibank Hospital CoverNeeds review · 2026-04-03 | Bupa AustraliaBupa Hospital CoverNeeds review · 2026-04-03 | HCFHCF Hospital & ExtrasNeeds review · 2026-04-03 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | N/A – N/A |
| Premium* | A$100 – A$300/yr | A$110 – A$320/yr | A$90 – A$280/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 65 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Annual |
| Initial wait | — | — | — |
| PED wait | — | — | — |
| Network hospitals | — | — | — |
| Riders | |||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Health Insurance Plans in Australia
Cover
N/A – N/A
Premium*
A$100/yr
- Australia's Largest Health Fund
- Hospital & Extras
- Telehealth
Cover
N/A – N/A
Premium*
A$110/yr
- Wide Network
- No Gap Dentists
- Overseas Visitors Cover
Cover
N/A – N/A
Premium*
A$90/yr
- Not-For-Profit
- Good Value
- Member Centres
Cover
N/A – N/A
Premium*
A$95/yr
- GU Health Network
- Online Claims
- Dental Extras
Cover
N/A – N/A
Premium*
A$120/yr
- Medibank subsidiary – lower fees
- No lock-in
- Young adult discounts
Cover
N/A – N/A
Premium*
A$130/yr
- Mutual/co-operative
- Wellbeing programs
- Connects member communities
Cover
N/A – N/A
Premium*
A$110/yr
- Education sector only
- Not-for-profit
- Low admin costs
Cover
N/A – N/A
Premium*
A$105/yr
- South Australia-based not-for-profit
- Member-owned
- Low premiums
Cover
N/A – N/A
Premium*
A$80/yr
- Online-only insurer
- Budget pricing
- Simple plan structure
Cover
N/A – N/A
Premium*
A$115/yr
- WA-based not-for-profit
- Strong WA hospital network
- HBF Community programs