ManuProtect Preferred (Integrated)

ManuProtect Preferred (Integrated) is a health insurance plan from Manulife Singapore, available to residents of Singapore. Sum insured ranges from varies, eligible ages 0 to 75, and the policy is lifelong. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at S$900, against a category median of S$800 across the 9 comparable health plans we track in this country. That places ManuProtect Preferred (Integrated) in the top quintile on price, and the middle of the pack on coverage ceiling (maximum sum insured N/A versus a peer median of N/A). On the value spectrum it reads as priced toward the top of the category, typically reflecting either a wider feature set or stronger insurer reputation.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 1 optional riders. Notable features called out by Manulife Singapore include Private hospital cover, No lifetime limit, and Manulife Canada group. On the rider side, ManuProtect Preferred (Integrated) can be extended with ManuProtect Care rider — each adding to the base premium but also widening what the policy will pay out for.

Where ManuProtect Preferred (Integrated) explicitly will not pay: Non-medically necessary and Cosmetic surgery. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.