Solidarity Health Takaful Plan

Solidarity Health Takaful Plan is a health insurance plan from Solidarity Saudi Takaful, available to residents of Saudi Arabia. Sum insured ranges from SAR500K, eligible ages 0 to 64, and the policy is annual. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at SAR1.9K, against a category median of SAR2.2K across the 7 comparable health plans we track in this country. That places Solidarity Health Takaful Plan in the bottom quintile on price, and the bottom quintile on coverage ceiling (maximum sum insured SAR500K versus a peer median of SAR500K). On the value spectrum it reads as priced cheaply for the category, which usually signals either a budget plan or one with tighter sub-limits.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 2 optional riders. Notable features called out by Solidarity Saudi Takaful include Islamic Takaful structure, Bahrain-based group, and Surplus sharing with policyholders. On the rider side, Solidarity Health Takaful Plan can be extended with Enhanced cover and International upgrade — each adding to the base premium but also widening what the policy will pay out for.

Where Solidarity Health Takaful Plan explicitly will not pay: Pre-existing (waiting period) and Cosmetic surgery. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Best fit for: buyers prioritising lowest annual outlay. Skip if: you need coverage above the plan's maximum sum insured. As with any insurance decision, get a quote from Solidarity Saudi Takaful directly to confirm the rate that actually applies to your profile — listed prices are illustrative.