Al Ahli Health Takaful

Al Ahli Health Takaful is a health insurance plan from Al Ahli Takaful Company, available to residents of Saudi Arabia. Sum insured ranges from SAR500K, eligible ages 0 to 64, and the policy is annual. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at SAR2.2K, against a category median of SAR2K across the 7 comparable health plans we track in this country. That places Al Ahli Health Takaful in the middle of the pack on price, and the bottom quintile on coverage ceiling (maximum sum insured SAR500K versus a peer median of SAR500K). On the value spectrum it reads as priced near the category median.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 2 optional riders. Notable features called out by Al Ahli Takaful Company include NCB Group (Al Ahli Bank) backed, Bancassurance distribution, and Takaful structure. On the rider side, Al Ahli Health Takaful can be extended with Enhanced maternity and International cover — each adding to the base premium but also widening what the policy will pay out for.

Where Al Ahli Health Takaful explicitly will not pay: Pre-existing (waiting period) and Cosmetic surgery. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Skip if: you need coverage above the plan's maximum sum insured. As with any insurance decision, get a quote from Al Ahli Takaful Company directly to confirm the rate that actually applies to your profile — listed prices are illustrative.