Tokio Marine Anshin Medical Insurance

Tokio Marine Anshin Medical Insurance is a health insurance plan from Tokio Marine & Nichido Life Insurance, available to residents of Japan. Sum insured ranges from varies, eligible ages 0 to 75, and the policy is lifelong. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at ¥3.1K, against a category median of ¥2.9K across the 7 comparable health plans we track in this country. That places Tokio Marine Anshin Medical Insurance in the top quintile on price, and the middle of the pack on coverage ceiling (maximum sum insured N/A versus a peer median of N/A). On the value spectrum it reads as priced toward the top of the category, typically reflecting either a wider feature set or stronger insurer reputation.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 3 optional riders. Notable features called out by Tokio Marine & Nichido Life Insurance include Tokio Marine Group top-rated, Advanced medical technology benefit, and Cancer specialist care. On the rider side, Tokio Marine Anshin Medical Insurance can be extended with Cancer diagnosis lump sum, Three major diseases, and Advanced medical rider — each adding to the base premium but also widening what the policy will pay out for.

Where Tokio Marine Anshin Medical Insurance explicitly will not pay: Pre-existing and Cosmetic surgery. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.