DAK Gesetzliche Krankenversicherung

DAK Gesetzliche Krankenversicherung is a health insurance plan from DAK-Gesundheit, available to residents of Germany. Sum insured ranges from varies, eligible ages 0 to 99, and the policy is lifelong guaranteed. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at €340, against a category median of €300 across the 7 comparable health plans we track in this country. That places DAK Gesetzliche Krankenversicherung in the top quintile on price, and the middle of the pack on coverage ceiling (maximum sum insured N/A versus a peer median of N/A). On the value spectrum it reads as priced toward the top of the category, typically reflecting either a wider feature set or stronger insurer reputation.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 2 optional riders. Notable features called out by DAK-Gesundheit include ~5.5M members, 3rd largest GKV, and Strong digital health app. On the rider side, DAK Gesetzliche Krankenversicherung can be extended with Supplementary dental/vision and Hospital upgrade — each adding to the base premium but also widening what the policy will pay out for.

Where DAK Gesetzliche Krankenversicherung explicitly will not pay: Private room and Dental prosthetics (limited). These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.