Alberta Blue Cross Supplementary Health

Alberta Blue Cross Supplementary Health is a health insurance plan from Alberta Blue Cross, available to residents of Canada. Sum insured ranges from varies, eligible ages 18 to 64, and the policy is guaranteed renewable. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at C$88, against a category median of C$90 across the 9 comparable health plans we track in this country. That places Alberta Blue Cross Supplementary Health in the lower-mid range on price, and the middle of the pack on coverage ceiling (maximum sum insured N/A versus a peer median of N/A). On the value spectrum it reads as priced near the category median.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 2 optional riders. Notable features called out by Alberta Blue Cross include Non-profit Blue Cross Alberta, Trusted 75+ years, and AHCIP gap coverage. On the rider side, Alberta Blue Cross Supplementary Health can be extended with Critical Illness and Travel Top-up — each adding to the base premium but also widening what the policy will pay out for.

Where Alberta Blue Cross Supplementary Health explicitly will not pay: Pre-existing, AHCIP provincially covered, and Cosmetic. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Best fit for: buyers prioritising lowest annual outlay. As with any insurance decision, get a quote from Alberta Blue Cross directly to confirm the rate that actually applies to your profile — listed prices are illustrative.