MetLife Health Select

MetLife Health Select is a health insurance plan from MetLife Insurance (UAE), available to residents of United Arab Emirates. Sum insured ranges from AED1M, eligible ages 0 to 64, and the policy is annual. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at AED2.5K, against a category median of AED3K across the 9 comparable health plans we track in this country. That places MetLife Health Select in the lower-mid range on price, and the top quintile on coverage ceiling (maximum sum insured AED1M versus a peer median of AED300K). On the value spectrum it reads as priced near the category median.

Coverage breadth is one of the strongest reasons to consider this plan: 8 core inclusions, 4 highlighted features, and 3 optional riders. Notable features called out by MetLife Insurance (UAE) include MetLife global network, International cover option, and Wellness programs. On the rider side, MetLife Health Select can be extended with International cover, Chronic disease management, and Second opinion — each adding to the base premium but also widening what the policy will pay out for.

Where MetLife Health Select explicitly will not pay: Pre-existing (waiting period), Cosmetic surgery, and War. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Best fit for: buyers prioritising lowest annual outlay; buyers who need a higher coverage ceiling than category average. As with any insurance decision, get a quote from MetLife Insurance (UAE) directly to confirm the rate that actually applies to your profile — listed prices are illustrative.