Cigna Global Health Options

Cigna Global Health Options is a health insurance plan from Cigna Global Insurance (UAE), available to residents of United Arab Emirates. Sum insured ranges from varies, eligible ages 0 to 74, and the policy is annual. Below is our take on how it compares to other health plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at AED3K, against a category median of AED3K across the 9 comparable health plans we track in this country. That places Cigna Global Health Options in the middle of the pack on price, and the bottom quintile on coverage ceiling (maximum sum insured N/A versus a peer median of AED400K). On the value spectrum it reads as priced near the category median.

Coverage breadth is in line with what most health plans offer: 6 core inclusions, 4 highlighted features, and 3 optional riders. Notable features called out by Cigna Global Insurance (UAE) include Worldwide coverage, Expat specialist, and Modular plan design. On the rider side, Cigna Global Health Options can be extended with US cover add-on, Routine dental upgrade, and Maternity enhancement — each adding to the base premium but also widening what the policy will pay out for.

Where Cigna Global Health Options explicitly will not pay: Home country exclusion possible, Pre-existing (initial), and War. These are not unusual exclusions for a health plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Skip if: you need coverage above the plan's maximum sum insured. As with any insurance decision, get a quote from Cigna Global Insurance (UAE) directly to confirm the rate that actually applies to your profile — listed prices are illustrative.