Allianz Travel Protection Premium

Allianz Travel Protection Premium is a travel insurance plan from Allianz Travel Insurance (UAE), available to residents of United Arab Emirates. Sum insured ranges from AED1M, eligible ages 0 to 70, and the policy is per trip or annual. Below is our take on how it compares to other travel plans in our database — what it does well, where it lags, and the kind of policyholder it actually fits.

Annual premium starts at AED200, against a category median of AED120 across the 5 comparable travel plans we track in this country. That places Allianz Travel Protection Premium in the top quintile on price, and the top quintile on coverage ceiling (maximum sum insured AED1M versus a peer median of AED500K). On the value spectrum it reads as priced toward the top of the category, typically reflecting either a wider feature set or stronger insurer reputation.

Coverage breadth is in line with what most travel plans offer: 6 core inclusions, 4 highlighted features, and 3 optional riders. Notable features called out by Allianz Travel Insurance (UAE) include Allianz global infrastructure, Multi-language support, and Single & family plans. On the rider side, Allianz Travel Protection Premium can be extended with Annual multi-trip, Winter sports, and Adventure activities — each adding to the base premium but also widening what the policy will pay out for.

Travel insurance is the simplest insurance product to compare on paper and the easiest to misjudge in practice. Allianz Travel Protection Premium covers a typical mix of medical emergencies abroad, trip cancellation, lost baggage, and personal liability — what differentiates good travel cover from bad is the medical evacuation limit and the named exclusions for adventure activities. Single-trip cover is generally cheaper per day than multi-trip annual cover, but if you take more than three international trips a year the multi-trip almost always wins. Read the medical exclusions before you buy: pre-existing conditions are commonly excluded by default, and adventure activities (skiing, scuba, trekking above 4,000m) often need a paid rider.

Where Allianz Travel Protection Premium explicitly will not pay: Pre-existing (non-emergency), War, and High-risk destinations. These are not unusual exclusions for a travel plan, but they are the boundary of the contract — anything outside that list is in scope, anything inside is not. Read the full exclusions list before signing; every plan we have ever audited has at least one exclusion the buyer did not realise was there.

Best fit for: buyers who need a higher coverage ceiling than category average. As with any insurance decision, get a quote from Allianz Travel Insurance (UAE) directly to confirm the rate that actually applies to your profile — listed prices are illustrative.