Compare Term Life Insurance in Japan
Compare term life insurance plans. Evaluate coverage amounts, claim settlement ratios, rider options, and premiums.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
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Side-by-Side Comparison
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| Feature | Nippon LifeNippon Life TermNeeds review · 2026-04-03 | Lifenet InsuranceLifenet Term InsuranceNeeds review · 2026-04-03 | Meiji YasudaMeiji Yasuda Definite Term InsuranceNeeds review · 2026-04-13 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | ¥5M – ¥500M |
| Premium* | ¥1.5K – ¥5K/yr | ¥1K – ¥3.5K/yr | ¥3K – ¥10K/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 70 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Fixed term (renewable) |
| Riders |
| ||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Term Life Insurance Plans in Japan
Cover
N/A – N/A
Premium*
¥1.5K/yr
- Japan's Largest
- Trusted Brand
- Flexible
Cover
N/A – N/A
Premium*
¥1K/yr
- Online-Only
- Cheapest Premiums
- Simple Process
Cover
¥5M – ¥500M
Premium*
¥3K/yr
- Japan largest mutual life insurer
- 40M+ policies
- High trust brand
Cover
¥5M – ¥200M
Premium*
¥3.5K/yr
- SME specialist insurer
- T&D Holdings group
- Key-person business insurance focus
Cover
¥3M – ¥100M
Premium*
¥2.8K/yr
- T&D Holdings group
- Rural Japan strong presence
- Door-to-door sales force
Cover
¥5M – ¥200M
Premium*
¥2.9K/yr
- Sony Group brand
- CFP financial planner network
- Digital-forward insurer