Compare Motor Insurance in Japan
Compare car and two-wheeler insurance plans. Check add-ons, cashless garage networks, and claim processes.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
Not sure which plan is right for you?
Answer 4 quick questions for personalized recommendations.
Estimate Your Premium
Adjust the inputs below to see estimated premiums for each plan.
Side-by-Side Comparison
Select up to 4 plans to compare
| Feature | Tokio MarineTokio Marine Auto InsuranceNeeds review · 2026-04-03 | Sompo JapanSompo Auto InsuranceNeeds review · 2026-04-03 | Aioi NissayAioi Nissay Dowa Auto InsuranceNeeds review · 2026-04-13 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | N/A – N/A |
| Premium* | ¥30K – ¥80K/yr | ¥28K – ¥75K/yr | ¥8K – ¥25K/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 99 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Annual |
| Riders |
| ||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Motor Insurance Plans in Japan
Cover
N/A – N/A
Premium*
¥30K/yr
- Japan's Largest P&C Insurer
- Roadside Assistance
- Direct Settlement
Cover
N/A – N/A
Premium*
¥28K/yr
- Comprehensive
- 24/7 Claims
- Wide Agent Network
Cover
N/A – N/A
Premium*
¥8K/yr
- Toyota Group insurance subsidiary
- Telematics-based insurance (Toyota connected)
- DriveAgent telematics app
Cover
N/A – N/A
Premium*
¥8.5K/yr
- MS&AD Group
- Earthquake/tsunami cover option
- Online discount 10%
Cover
N/A – N/A
Premium*
¥7.5K/yr
- Zurich Switzerland global backing
- Direct internet sales (competitive pricing)
- Driving recorder usage discount
Cover
N/A – N/A
Premium*
¥9K/yr
- Japan largest P&C insurer
- Top-rated claims service
- 24hr nationwide roadside