Compare Term Life Insurance in Hong Kong
Compare term life insurance plans. Evaluate coverage amounts, claim settlement ratios, rider options, and premiums.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
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Side-by-Side Comparison
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| Feature | AIA HongAIA Term InsuranceNeeds review · 2026-04-03 | Manulife HongManulife Term LifeNeeds review · 2026-04-03 | Prudential HongPRUterm LIFENeeds review · 2026-04-13 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | HK$500K – HK$50M |
| Premium* | HK$100 – HK$300/yr | HK$90 – HK$280/yr | HK$300 – HK$1K/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 65 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Renewable & convertible |
| Riders |
| ||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Term Life Insurance Plans in Hong Kong
Cover
N/A – N/A
Premium*
HK$100/yr
- Market Leader
- Critical Illness Rider
- Flexible
Cover
N/A – N/A
Premium*
HK$90/yr
- Established Brand
- Conversion Option
- Online Application
Cover
HK$500K – HK$50M
Premium*
HK$300/yr
- Prudential global Plc group
- Largest life insurer HK
- Strong IFA network
Cover
HK$500K – HK$30M
Premium*
HK$280/yr
- Sun Life Canada group
- Strong HK MPF/pension integration
- Competitive pricing
Cover
HK$500K – HK$20M
Premium*
HK$290/yr
- Zurich Switzerland AA rated
- Strong financial stability
- Expat community focus
Cover
HK$500K – HK$20M
Premium*
HK$270/yr
- China Life Group – world's largest insurer by policies
- Strong RMB policy option
- Mainland connection advantage