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Compare Health Insurance in Hong Kong

Compare health insurance plans across top insurers. Explore features, waiting periods, coverage limits, and more.

8 plans
8 insurers
Updated: 2026-04-14

Educational Information Only

Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.

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FeatureAIA HongAIA Voluntary Health InsuranceNeeds review · 2026-04-03Bupa HongBupa Hero VHISNeeds review · 2026-04-03Cigna HongCigna Global HealthNeeds review · 2026-04-03
Cover rangeN/A – N/AN/A – N/AN/A – N/A
Premium*HK$300 – HK$1K/yrHK$280 – HK$900/yrHK$400 – HK$1.2K/yr
Entry age18 – 65 yrs18 – 65 yrs18 – 65 yrs
Claim ratio———
RenewabilityAnnualAnnualAnnual
Initial wait———
PED wait———
Network hospitals———
Riders

        *Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.

        All Health Insurance Plans in Hong Kong

        Cover

        N/A – N/A

        Premium*

        HK$300/yr

        18–65 yrs
        • VHIS Certified
        • Tax Deductible
        • Comprehensive Hospital Cover
        Verified: 2026-04-03Needs review

        Cover

        N/A – N/A

        Premium*

        HK$280/yr

        18–65 yrs
        • No Lifetime Limit
        • Full Cover
        • Global Coverage
        Verified: 2026-04-03Needs review

        Cover

        N/A – N/A

        Premium*

        HK$400/yr

        18–65 yrs
        • Global Coverage
        • International Network
        • Expat-Friendly
        Verified: 2026-04-03Needs review

        Cover

        N/A – N/A

        Premium*

        HK$200/yr

        18–65 yrs
        • Virtual Insurer
        • Lowest VHIS Premiums
        • 100% Online
        Verified: 2026-04-03Needs review

        Cover

        N/A – N/A

        Premium*

        HK$6K/yr

        0
        • IA-approved VHIS Flexi Plan
        • Tax deductible premium (up to HKD 8,000)
        • Private hospital cover
        Verified: 2026-04-13Needs review

        Cover

        N/A – N/A

        Premium*

        HK$5.5K/yr

        0
        • Sun Life Canada group
        • IA-approved VHIS
        • Tax deductible
        Verified: 2026-04-13Needs review

        Cover

        N/A – N/A

        Premium*

        HK$5.8K/yr

        0
        • Manulife Canada group
        • IA VHIS approved
        • Tax deductible HKD 8K
        Verified: 2026-04-13Needs review

        Cover

        N/A – N/A

        Premium*

        HK$5K/yr

        0
        • China Life Group backing
        • Strong Mainland China connection
        • IA VHIS approved
        Verified: 2026-04-13Needs review