Compare Health Insurance in Hong Kong
Compare health insurance plans across top insurers. Explore features, waiting periods, coverage limits, and more.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
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Side-by-Side Comparison
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| Feature | AIA HongAIA Voluntary Health InsuranceNeeds review · 2026-04-03 | Bupa HongBupa Hero VHISNeeds review · 2026-04-03 | Cigna HongCigna Global HealthNeeds review · 2026-04-03 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | N/A – N/A |
| Premium* | HK$300 – HK$1K/yr | HK$280 – HK$900/yr | HK$400 – HK$1.2K/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 18 – 65 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Annual |
| Initial wait | — | — | — |
| PED wait | — | — | — |
| Network hospitals | — | — | — |
| Riders | |||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Health Insurance Plans in Hong Kong
Cover
N/A – N/A
Premium*
HK$300/yr
- VHIS Certified
- Tax Deductible
- Comprehensive Hospital Cover
Cover
N/A – N/A
Premium*
HK$280/yr
- No Lifetime Limit
- Full Cover
- Global Coverage
Cover
N/A – N/A
Premium*
HK$400/yr
- Global Coverage
- International Network
- Expat-Friendly
Cover
N/A – N/A
Premium*
HK$200/yr
- Virtual Insurer
- Lowest VHIS Premiums
- 100% Online
Cover
N/A – N/A
Premium*
HK$6K/yr
- IA-approved VHIS Flexi Plan
- Tax deductible premium (up to HKD 8,000)
- Private hospital cover
Cover
N/A – N/A
Premium*
HK$5.5K/yr
- Sun Life Canada group
- IA-approved VHIS
- Tax deductible
Cover
N/A – N/A
Premium*
HK$5.8K/yr
- Manulife Canada group
- IA VHIS approved
- Tax deductible HKD 8K
Cover
N/A – N/A
Premium*
HK$5K/yr
- China Life Group backing
- Strong Mainland China connection
- IA VHIS approved