Compare Term Life Insurance in Australia
Compare term life insurance plans. Evaluate coverage amounts, claim settlement ratios, rider options, and premiums.
Educational Information Only
Data collected from publicly available sources for educational purposes only. Premium figures are illustrative. Verify all details with the insurer directly.
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Side-by-Side Comparison
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| Feature | TALTAL Term LifeNeeds review · 2026-04-03 | AIA AustraliaAIA Term InsuranceNeeds review · 2026-04-03 | Zurich AustraliaZurich Wealth Protection Term LifeNeeds review · 2026-04-13 |
|---|---|---|---|
| Cover range | N/A – N/A | N/A – N/A | A$100K – A$25M |
| Premium* | A$25 – A$70/yr | A$22 – A$65/yr | A$40 – A$130/yr |
| Entry age | 18 – 65 yrs | 18 – 65 yrs | 19 – 69 yrs |
| Claim ratio | — | — | — |
| Renewability | Annual | Annual | Guaranteed renewable to 99 |
| Riders |
| ||
*Premiums are illustrative only, sourced from publicly available data. Actual premiums vary by individual. World Best Insurer does not sell insurance. Verify with the insurer directly.
All Term Life Insurance Plans in Australia
Cover
N/A – N/A
Premium*
A$25/yr
- Australia's #1 Life Insurer
- TPD Option
- Trauma Cover
Cover
N/A – N/A
Premium*
A$22/yr
- Vitality Program
- Flexible
- Priority Protection
Cover
A$100K – A$25M
Premium*
A$40/yr
- Cover to age 99
- Zurich Switzerland global backing
- APRA-regulated
Cover
A$100K – A$20M
Premium*
A$38/yr
- MetLife US group
- Strong group super integration
- Award-winning claims team
Cover
A$100K – A$10M
Premium*
A$36/yr
- Competitive pricing
- Trauma cover available
- Adviser-focused product
Cover
A$50K – A$10M
Premium*
A$37/yr
- ANZ bank distribution (historical)
- Zurich backing post-acquisition
- Strong super fund integration
Cover
A$100K – A$15M
Premium*
A$39/yr
- Nippon Life Japan backing
- Highest MLC claim acceptance 97%
- Super and wrap platform integration
Cover
A$100K – A$15M
Premium*
A$40/yr
- Westpac Group bancassurance
- BT superannuation integration
- Wrap account accessible